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Past performance is not indicative of future returns. .

For many years, we've been working with investment consultants to make the best use of their money. The accuracy and consistency of their information have been in question, but we never cared for it much till the time we began having choices. And now that software is taking over the planet, we have options that are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor which manages more than $2 billion in 93,000 accounts. For the management of this advantage, the company utilizes index funds and an automated allocation system on the basis of an investors risk tolerance and time interval. It assists individuals to have better control on their prosperity and to grow it with the help of advanced technology.

Wealthfront: Wealthfront is the worlds biggest automated investment agency with over $2.5 billion in client assets. It manages a diversified, continually rebalanced portfolio of index funds on the consumers behalf at a very low cost and in an extremely tax-efficient manner. It does not charge fees on the initial $10,000 and fees only 0.25percent annually on assets in excess of $10,000.

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Now, they are raising the bar by lowering the minimum amount necessary to open a Wealthfront account to only $500. .

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Motif Investing: Motif Investing, a Silicon Valley-based company, is an online brokerage that permits investors to invest in stock and bond portfolios built around everyday suggestions and broad economic trends, and produce customized motifs. The company has developed a unique financial product known as themes which works like cheap exchange-traded funds.

Until now, the company has increased $126.5 Million in six Rounds of funding. my site Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management solutions to the middle class. Unlike other services that target typically tech-savvy and wealthier users, the typical FutureAdvisor client has approximately $100,000 to invest and contains multiple accounts with different institutions. In certain ways, FutureAdvisors service is similar to other offerings on the market; it utilizes algorithms to maximize the portfolio to get a potential client.

If a client want FutureAdvisor to actually execute an investment plan, the company can do that. .

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Personal Capital: The companys service combines free resources that collect and analyze all of the investor's financial data with a financial adviser to help manage and grow his investments. The company has managed over $800 million invested by clients. The companys providers are utilized by more over 600,000 Americans to track $100 billion+ in accounts on the free software. .

Hedgeable: Founded in 2009, the company automates complex investing for active professionals in less than five minutes with no minimum investment needed. It brings the wealth management solutions of the ultra-high worth to the masses. It's developed many proprietary systems to offer services which were formerly only available to this ultra-high net value, such as risk management, hedging, bitcoin investing, impact investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company supplies an online investment service thats intelligent, simple and fair. Until now, the company has obtained $37.3 million in two rounds of funding.

Wealth Horizon: A cheap online provider, Wealth Horizon offers investors investment advice starting from as little as 12.50. The company is targeting savers that fall into the so called information gap(those who dont want to cover the high cost for a financial advisers experience ).

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Swanest: Based out of London, Swanest is an online automated wealth manager using intelligent technology to build and manage custom-fit investment plans.   The company assists their clients to achieve their potential financial objectives.

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MoneyFarm: MoneyFarm, the only online financial adviser in Italy, supplies first-class investment advisory to little savers through a scalable, UX-driven, enjoyable and hassle-free platform. The companys clients are able to build build their portfolio using MoneyFarms asset allocation recommendations, manage it during time and execute all the transactions in a very simple and efficient manner. .

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